Bring Your Core
Banking.
We'll Plug In Everything Else.
One integration. Complete mobile banking. Your members can deposit, withdraw, check statements, and pay bills—all through USSD. No rebuilding. No complexity. Just plug and play.
Complete Mobile Banking in One Integration
Keep your core banking. We handle the mobile layer—deposits, withdrawals, statements, bill payments, and more.
Deposits & Withdrawals
Members deposit and withdraw 24/7 via USSD on MTN, Airtel, and other mobile networks—no app downloads required.
Account Statements
Instant statement requests via USSD. Members check balances, review transactions, and track their finances on the go.
Bill Payments
Pay utilities, airtime, data, and other services directly from savings accounts—all through a simple USSD menu.
Seamless Integration
Works with your existing core banking system. APIs sync transactions in real-time—no system overhaul needed.
Zero Downtime Setup
Go live in weeks, not months. Our team handles the heavy lifting—integration, testing, and training included.
Real-time Reporting
Instant transaction reports and reconciliation for better financial management.
Three Steps to Mobile Banking
From integration to launch in record time
Plug Into Your Core
Share your API docs. We connect our mobile banking layer to your core banking system via secure, real-time APIs.
Test & Train
We run sandbox tests, train your team, and ensure every transaction syncs perfectly with your system.
Go Live
Your members dial a USSD code and start banking. Deposits, withdrawals, statements, bill payments—all instant.
What Our Customers Say
Real experiences from real customers
Ouma Norbert
CEO, Lanterns Microfinance
"MTN Mobile banking has made it easy for our clients to transfer money at their convenience at a very cheap cost. Thanks to Ensibuuko and MTN Uganda for the great innovation!"
Loice Kabugho
Member, Stride Development SACCO
"I am happy with mobile banking since it has saved my time at work. Even when I'm at a distance I am assured of saving."
Evans Oloo
GM, Bugiri Mwanainchi Sacco
"We have seen our cashflow grow massively. It's cheaper, quicker, and very secure. The Sacco also generates revenue through commission on transactions!"
Ready to Go Mobile?
Join hundreds of financial institutions already using mobile money to serve their customers better.